ABSTRACT
This study seeks to examine the lending policies in commercial banks in Nigeria, using Access Bank Plc, Kaduna as a case study. Bank Lending policy is a statement of its philosophy, standards, and guidelines that its employees must observe in granting or refusing a loan request. These policies determine which retail or corporate clients the deposit money banks approved for loans and which will be avoided, and must be based on the bank lending laws and regulations. To this end, the objectives of the study is to determine and appraise the lending procedures of Access bank plc, ascertain government policies in lending policies of money deposit banks, highlight the extent to which improper project evaluation and inadequate collateral securities provision by borrowers increase the incidences of bad debts in Access Bank. A descriptive survey was employed in this study, using a sample size of seventy; a questionnaire was used to gather the primary information. Descriptive statistics was used to summarize the data and findings presented using tables as appropriate for ease of understanding and analysis. The study found that lending policies and non-performing loans are indeed related. Lending policies helps the banks lend prudently and lowers the risk level to the banks, and strict adherence to lending policies therefore has led to reduced non-performing loans. It was among other things recommended that Central bank should provide strict lending policies based on the prevailing economic environment as this will ensure uniformity in administration of credit facilities.
|
How do I get this complete project on AN APPRAISAL OF LENDING POLICIES IN COMMERCIAL BANKS IN NIGERIA? Simply click on the Download button above and follow the procedure stated. |
|
I have a fresh topic that is not on your website. How do I go about it? |
|
How fast can I get this complete project on AN APPRAISAL OF LENDING POLICIES IN COMMERCIAL BANKS IN NIGERIA? Within 15 minutes if you want this exact project topic without adjustment |
|
Is it a complete research project or just materials? It is a Complete Research Project i.e Chapters 1-5, Abstract, Table of Contents, Full References, Questionnaires / Secondary Data |
|
What if I want to change the case study for AN APPRAISAL OF LENDING POLICIES IN COMMERCIAL BANKS IN NIGERIA, What do i do? Chat with Our Instant Help Desk Now: +234 813 292 6373 and you will be responded to immediately |
|
How will I get my complete project? Your Complete Project Material will be sent to your Email Address in Ms Word document format |
|
Can I get my Complete Project through WhatsApp? Yes! We can send your Complete Research Project to your WhatsApp Number |
|
What if my Project Supervisor made some changes to a topic i picked from your website? Call Our Instant Help Desk Now: +234 813 292 6373 and you will be responded to immediately |
|
Do you assist students with Assignment and Project Proposal? Yes! Call Our Instant Help Desk Now: +234 813 292 6373 and you will be responded to immediately |
|
What if i do not have any project topic idea at all? Smiles! We've Got You Covered. Chat with us on WhatsApp Now to Get Instant Help: +234 813 292 6373 |
|
How can i trust this site? We are well aware of fraudulent activities that have been happening on the internet. It is regrettable, but hopefully declining. However, we wish to reinstate to our esteemed clients that we are genuine and duly registered with the Corporate Affairs Commission as "PRIMEDGE TECHNOLOGY". This site runs on Secure Sockets Layer (SSL), therefore all transactions on this site are HIGHLY secure and safe! |
