THE STRATEGIES FOR AVOIDANCE OF DISTRESS IN NIGERIA COMMERCIAL BANK
INTRODUCTION
Given the events of the past and the anxieties being experienced by most people in the society as to likely effects of renewed regulation within the banking industry, especially in relation to interest rate, I consider the topic “A strategy for avoidance of distress in Nigerian commercial banks” to be really current. The distress which reared its head in the banks on the early minutes, has no doubt had negative impact on the sector for one, banks are no longer regarded as the most sacred institution. Trust and confidence – the basic attributes that sustains management and customers relationship have disappeared the implication that less Nigerian today’s belief that banks still remain that safe vault for money and valuables. These phenomenal changes brought by the distress – paved way for the collapse of many banks. The failed banks at present cannot meet their obligation owed to both new sector, indicate that N47.9 million, representing about 25% of the entire banking deposits was lost through the financially distressed banks.
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