IMPACT OF CO-OPERATIVE FINANCING IN RURAL DEVELOPMENT (A CASE STUDY OF AHIAZU MBAISE AREAL COOPERATIVE COUNCIL)
ABSTRACT
The researcher wrote on the topic impact of cooperative financing in rural development using Ahiazu Mbaise Area Cooperative Council (ACC) as a case study. The purpose of the study is to determine the contributions of such cooperative project to the development of Ahiazu Mbaise, to identify the forms of cooperative finances that sustain the cooperative project undertaken. During the course of the study, the researcher encountered numerous problems which include insufficient finance, time constraint and the greatest problem the researcher faced was academic stress. Two hypothesis tests were formulated to direct the researcher in his study. The researcher used percentage method in presenting the information collected from his respondents and chi-square (x2) method in testing for his hypothesis. At the end of the hypothesis the test statistics is greater than the critical value, therefore the researcher rejected H0: and accepted HI: i.e. Alternate hypothesis. At the end of the study, the researcher was able to make some useful findings, such as cooperative has been recognized as the organizational vehicle for mobilizing the resources of rural primary producer and ensuring acceleration and progress, the government make efforts in developing standard of living in the rural areas. The provision of schools, Health centre and maternity, goof communication Network, construction of roads etc, problems facing Ahiazu Mbaise ACC in financing is as a result of poor management, loan default and lack of trained personnel, cooperative financing has positive impacts such as provision of drinkable water, Health Centre, Market, social amenities etc in the rural development. Therefore, the researcher concluded that cooperative financing has an impact on rural development.
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