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THE EFFECT OF HOME ECONOMICS USAGE IN BANKING IN UNITED BANK FOR WEST AFRICAN PLC (UBA) NIGERIA

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THE EFFECT OF HOME ECONOMICS USAGE IN BANKING IN UNITED BANK FOR WEST AFRICAN PLC (UBA) NIGERIA

 

CHAPTER ONE

INTRODUCTION

1.1      Background to the Study

Banking business started as far back as the seventeenth century. When the receipts issued by Goldsmiths to depositors were used as a means of exchange in commercial transaction. Because these receipts were accepted generally, they became transferable too. A bank is an institution where money and valuables are kept for safety purposes. Bank also lend money known as loan, pay out money on the customer’s order by means of a change and bank draft and also give over draft to customers.

The structure of banks can be grouped into the following namely.

CENTRAL BANK This is the apex financial institution which is charged with the responsibility of managing the cost, volume availability and direction of money and credit in an economy with a view to achieving some desired economic objectives. This was established in March 1958 and started full operation by 1st July, 1959 which was after many banks like West African Currency Board (WACB) in 1912, and the international bank for Reconstruction and Development (IBRD) in 9155 failed to perform their objectives, and they later folded up.

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THE EFFECT OF HOME ECONOMICS USAGE IN BANKING IN UNITED BANK FOR WEST AFRICAN PLC (UBA) NIGERIA

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